Understanding the house repossession process allows you to determine how you can move forward and make informed choices about your situation.

Once you understand the process you should then decide whether your best way to avoid house repossession is by contacting K&G Lettings Limited. Unfortunately, we can not help everyone but, if there is sufficient equity in your home we can stop your repossession by purchasing your house. Typically, we offer between 90 and 70 per cent of the current market value which means that your total debt needs to be between 70 and 90 per cent of the current market value of your house.

If you meet these criteria we can help you stop your repossession up to the day before your repossession hearing. If possible, do not leave it till this stage! We also offer a service which allows you to sell your house.

Any property in any type of condition; whole portfolios, tenanted or vacant. We can purchase your property in a matter of days.

Which areas do you cover?

K&G Lettings Limited specialises in helping people to stop their house repossession within Hull and the East Riding of Yorkshire. However, if you live elsewhere in the UK we can still help you by putting you in touch with specialist companies within your area.

I owe more than 90 per cent of the current market value of my house, can you still help?

We will not be able to buy your home. However, we can put you in touch with other organisations that can help you. If you are in this situation, please get in touch as we are more than happy to help you to get in contact with other organisations that can help you.

Will anyone know I have sold my home?

We offer a discrete and confidential service. The only people that will know you are facing repossession and have decided to sell your house are the people you decide to tell.

Will it cost me anything to sell my home?

If you were to sell your house the traditional route by advertising and using an estate agent you would need to pay the following costs:

  • Estate agent fees (1.5 to 3% of sale price)
  • Solicitor’s costs
  • Mortgage and loan interest whilst waiting for a sale

On a sale of a £100,000 property the costs of a traditional sale equates to:

Estate agent fees (1.5 to 3% of sale price):

 £1,500 to £3,000

Solicitors costs including disbursements:

 £400 to £600

Mortgage and loan interest whilst waiting for a sale (loan = 80,000 combined interest rate of 8% apr £533.33 per month for 6 months):

  £3,199.98 

   
Total Cost:

 £5,099.98 - £6,799.98

Selling your house by using K&G Lettings Limited costs nothing. You will not need to pay estate agents or solicitor’s fees. Nor, will you need to pay several months mortgage and loan interest while your home sells. K&G Lettings Limited typically complete in 28 days or less. This means that you will typically only pay one month’s debt payments.

How does the stop repossession service work?

If there is sufficient equity in your home, we will be able to purchase your home and clear your debts. We typically complete in 28 days or less and pay up to £500 towards your solicitor’s fees. For most house sales £500 is enough to pay for all of the solicitors fees. We even organise everything meaning you do not have the hassles of organising solicitors etc.

The first step of stopping your repossession is contacting us. We will then ask you some short questions to establish your exact situation. You must be completely honest when answering questions about your debts. Your honesty will allow us to tailor our service to meet your exact needs.

Once we understand your exact situation and, if you have sufficient equity in your home we will make you an offer within 48 hours. If you accept we will begin the process of purchasing your home and will guide you step-by-step through the whole process. A client counsellor will work with you through the whole process and will answer any questions or queries you may have about the process.

Can you stop any house repossession?

Unfortunately, we can not help everyone but, if there is sufficient equity in your home we can stop your repossession by purchasing your house. This is dependent on the amount of equity you have within it. Typically, we offer between 90 and 70 per cent of the current market value which means that your total debt needs to be between 70 and 90 per cent of the current market value of your house. If it is then we can help you. If you do not meet these criteria and still require help, please contact us. We will provide you with contact information for organisations who will be able to help you.

Why should I choose K&G Lettings Limited?

We offer an exceptional service which is designed to help you to stop your house repossession. We will make you an offer within 48 hours and if you accept we will guide you through the entire process from beginning to end. During the process you will be assigned a client counsellor who will answer your questions throughout the entire process. We will not constantly change the person assigned to your case, they will be with you until you have sold your house and paid off your debt.

We will arrange the whole process including solicitors and will begin to communicate with your lenders as soon as you agree to a sale. We will even pay up to £500 towards your solicitor’s costs.

Although we offer an exceptional service the decision on which company you use is yours. You must feel confident with the ability of the company you chose to help you and must be comfortable with anyone you deal with. We hope that you will call K&G Lettings Limited for a no obligation chat so you can assess whether we will meet your requirements. Take the next step to stopping your repossession and call now.

Will you charge me for your service?

No, there are no fees for our service. In fact, we pay £500 towards your solicitor’s costs which usually means that you do not need to pay anything when selling your house.

How do I contact K&G Lettings Limited?

Please contact one of our friendly staff for an obligation free chat by:

  • Visiting our contact us page.
  • e-mailing us at This email address is being protected from spambots. You need JavaScript enabled to view it.
  • Calling for free on 0844 884 59 09 (Low cost call). 
  • Texting "stop my repossession" to 07719911225

What information do you require?

We need you to be as honest as possible about your situation. We will ask you a series of questions that are designed to establish your exact situation. We will ask you when your repossession is and the type and amount of debt you are in. If you can contact your lenders to determine exact amounts it is very helpful but, not essential. We will ask you what the address of your property is and what type of service you require.

Will you talk me through the process?

Yes, you will have a dedicated member of staff who will be available to talk you through each step of the process. The dedicated member of staff will be available to answer your questions from 8am till 8pm in the evening by phone or by e-mail. We promise to answer your questions within 24 hours whether you e-mail or call us.

How long will it take for you to help me?

Once you have completed our short questionnaire we will make you an offer within 48 hours guaranteed! This means that even if your repossession is within 24 hours, as long as there is enough equity in your home we can stop your repossession.

If you agree to sell your house to stop K&G Lettings Limited we aim to complete the sale within 28 days.

Will you buy my house for its current market value?

No, we are unable to offer you the current market value for your house. We typically offer between 70% and 90% of the current market value for your house.

Contacting K&G Lettings Limited about your repossession

K&G Lettings Limited specialise in stopping house repossessions by buying your house. If you have sufficient equity and need to sell your property quickly we can help you. Please complete the form below, including as much information as possible.

Once you have completed the form a member of our experienced team will contact you shortly, to discuss your situation.

We guarantee not to pass on your details unless you agree - you have our word. See our Privacy Policy for more details.

 

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